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Changes to the Canada Pension Plan

Effective January 1, 2012, the Government of Canada introduced a number of changes to the Canada Pension Plan (CPP) that affect individuals between the ages of 60 and 70 who work while receiving CPP retirement pension. The following is a summary of these changes:

  • Employees under 65 receiving CPP retirement pension now have to make CPP contributions. These contributions increase CPP retirement benefits.
  • Employees age 65 to 70 receiving CPP retirement pension now choose to make CPP contributions. These contributions will increase their CPP retirement benefits.
  • If you are over age 65, you will receive a Canada Pension Plan (CPP) retirement pension and you do not want to contribute to the CPP, please complete the  form and return to Payroll.